Welcome to the tranquil community of Pennwood Manor, where affordability meets a vibrant community for 55+ residents. Step into this inviting second-floor unit, offering 1 bedroom, 1 bathroom, and 627 square feet of potential just waiting for your personal touch. Enjoy peace of mind for years to come with hurricane rated windows in the sun room and main bedroom replaced in 2014, and AC unit replaced in 2018. Pennwood Manor caters to the active lifestyle with amenities that include a heated inground saltwater pool, perfect for year-round enjoyment, and lively shuffleboard courts for friendly competition. Take leisurely strolls through the meticulously maintained grounds, where winding walking paths, shaded benches, picnic tables, and designated BBQ areas, are ideal for gathering with friends and neighbors on warm spring/summer days. Convenience is key at Pennwood Manor, with community mailboxes, a car wash area, bicycle storage facilities, and more, all designed to enhance your daily living experience. With a monthly maintenance fee of $375. 52, that includes Spectrum internet and TV Select, along with grounds care, exterior maintenance, water, sewer, trash, and additional services, you can enjoy truly maintenance-free living. Explore the surrounding area and discover nearby shopping malls, cultural venues, medical facilities, restaurants, grocery stores, banking options, golf courses, and Gulf beaches, ensuring that all your needs and desires are within easy reach. Plus, with convenient access to the interstate and two airports, travel and adventure are always just a short distance away. Please note that only birds or fish are allowed as pets, ensuring a peaceful living environment for all residents. Don't miss out on this incredible opportunity for carefree living in a thriving community. Schedule your showing today and make Pennwood Manor your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$114,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $91,920 | $91,920 | $91,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $612 | $604 | $775 |
Total Monthly Payment | $791 | $783 | $954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.