$5, 000 Buyer concession with a full price offer! Open your front door & enjoy a tranquil view of the Ashley Park courtyard. . . . . welcome to Harmony Square Dr S! These townhouse style abodes had BRAND NEW ROOFS IN 2021 & their exterior character is "storybook". We have common areas galore, our own Ashley Park Pool just across the street, & beautiful landscaping in place. . . . all handled for you by the HOA. This home comes with all appliances (microwave & range are BRAND NEW), a fresh coat of int. paint, & new vinyl flooring downstairs. Recessed lights, blinds (cordless & traditional), high ceilings, & fire alarm/sprinklers are all extra features. There are several new light fixtures & fans, 3 addtl storage closets, we are wired for security & cable, have installed some new faucets & sinks, & the a/c compressor was replaced in 2019. This kitchen is open to the living, has a pantry, a breakfast bar, & lots of cabinet space. The washer & dryer will convey. We have a 1/2 bath downstairs for convenience & a 2-CAR GARAGE! Upstairs you will find the bdrms & baths. . . . . great light & window panoramas! Including a nice pool view from the Owner's Suite. . . . . . this suite has a private bath with dual sinks, a shower, & a linen closet. All baths have mirrored cabinets for toiletry stowing & BRAND NEW LIGHTS. The amenities in Harmony are endless. . . . . golf, basketball, volleyball, multiple pools, stunning walking paths, & a dog park. This DEFINITELY isn't all so ask your Realtor for the complete list attached to the MLS. A popular one is Buck Lake where you have access to kayaks & electric boats. . . . . . impressive dock scenes, birds & wildlife, & just pure serenity that the community of Harmony brings. We have a video that showcases the neighborhood, as well as a VT so don't forget to inquire on these. Location is ideal. . . . . reach the Lake Nona/Narcoossee corridor within 22+ mi, OIA within 26+ mi, our famous attractions within 41+ mi, the East Coast beaches within 39+ mi, or simply enjoy our local St. Cloud attributes. The downtown area is very quaint, many boutiques & eateries. . . . . the "lakefront" beach is where the 4th of July fireworks are held, where you can enjoy the Christmas parade, & many gorgeous sunsets. Mick Farms is a local-run family farm that offers fresh produce, a pumpkin patch, & 'u-pick' days. St. Cloud has many lakes that provide great fishing & boating days. I always state we're perfectly located & you know what they say in Real Estate. . . . . location, location, LOCATION!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $222,000 | $222,000 | $222,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,477 | $1,458 | $1,872 |
Total Monthly Payment | $1,862 | $1,843 | $2,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.