Welcome to this stunning SPRUCE model villa, built by Minto in 2012, located in the highly sought-after Richmond Villas neighborhood at Kings Point in Sun City Center. This 2-bedroom, 2-bath home, plus a den, offers 1, 854 sq. ft. of living space with breathtaking views of the golf course, including sand traps and a large pond. Situated on a quiet cul-de-sac, this home features one of the few non-condo lots in Kings Point, with an HOA instead of a COA, and provides direct access from the South Gate entrance for added convenience.
As you step inside through the private, screened front entrance, you’re greeted by an extended foyer with an elegant arched entryway, setting the tone for the custom details that continue throughout the home. The open floor plan is highlighted by tray ceilings in the living room, dining room, and primary bedroom, complemented by crown molding, wood floors in the kitchen and main living areas, and tile in the bathrooms and sunroom. The sunroom, with nearly panoramic views of the golf course and pond, is the perfect spot to relax and enjoy the serene surroundings.
The modern kitchen comes equipped with stainless steel appliances and ample storage, while the primary suite offers an en-suite bathroom featuring double sinks with a vanity in between, a walk-in shower with a glass door, and an extended walk-in closet. The home’s exterior is complemented by mature landscaping and a 2-car garage that includes a smart door opener for added functionality.
This residence is part of the vibrant Kings Point community, a gated 55+ retirement community offering resort-style amenities. Residents have access to a 90, 000-square-foot North Clubhouse with a café and veterans theater, the South Clubhouse featuring the Palm Court Café and bar, multiple indoor and outdoor pools, a spa, fitness center, hobby rooms, and more. Enjoy an array of social clubs, fitness classes, and sports activities such as golf, pickleball, tennis, and bocce ball.
Conveniently located approximately 30 minutes from downtown Tampa's cultural attractions, such as the Straz Center and Riverwalk, about 45 minutes from the stunning Gulf Coast beaches, and with easy access to Tampa International Airport, this home offers an unparalleled lifestyle for those seeking both leisure and adventure.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,287 | $2,228 | $2,851 |
Total Monthly Payment | $2,632 | $2,573 | $3,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.