This spacious 5-bedroom ranch offers comfort, practicality, and potential. 4 Full Baths Full Finished Basement with Outside Entry Situated on a generous . 75-acre lot within the desirable Eastport-South Manor School District, this home is ideal for those seeking additional living space. LOTSA OF ROOM WITH LOTSA OF ROOMS The property features a possible accessory apartment with outside entry with proper permits from the town, You'll find an inviting eat-in kitchen, perfect for meals and gatherings. The home boasts hardwood floors throughout, providing durability and timeless style. The newer Andersen windows bring in plenty of natural light, creating a bright and welcoming atmosphere in every room. The home has been thoughtfully updated with a newer roof equipped with solar panels, adding energy efficiency and long-term savings. Two separate electric boxes allow for independent control, a valuable feature for large households or managing energy usage. There are four full bathrooms, accommodating the needs of multiple residents and ensuring convenience and privacy. The property also includes four refrigerators, providing ample storage for groceries and supplies. Whether entertaining guests or enjoying quiet time, this versatile ranch offers flexibility and plenty of space to meet your needs. With its prime location, modern updates, and potential accessory apartment with proper permits from the Town, this 5-bedroom ranch is an excellent opportunity for anyone looking to settle in a convenient location while enjoying a home ready for the future.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $895 | $895 | $895 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $3,974 |
Total Monthly Payment | $4,122 | $4,119 | $4,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.