Are you ready to become a homeowner? This low-maintenance, energy-efficient brick home is perfect for you! Welcome to 162 Allen Street, centrally located off Farmington Avenue and near CCSU, Stanley Quarter Park, Westfarms Mall, and with easy access to public transportation. This charming 3-bedroom, 2-bath home features a 2-car tandem garage, ensuring you never have to clean snow off your car again. The updated eat-in kitchen boasts new cabinets, modern quartz countertops, and stainless steel appliances to keep, with a window overlooking the backyard. Enjoy the 3-season porch accessible via a slider off the kitchen. The full bathroom is updated with a walk-in shower, and the sunny living room with a fireplace is perfect for family time. Hardwood floors run throughout the house, which includes 7 closets for ample storage. The walk-up attic space has the potential to be finished or used for storage. The basement adds additional heated living space with a fireplace, storage, and laundry area. A new oil tank has been installed, and the half bath is updated and ready for you. This home is designed with energy efficiency in mind, ensuring lower utility bills and a smaller carbon footprint. It also features sensitive fire alarms and a security system for your peace of mind. The neighbors are very quiet and respectful. Make this house your home today! This home features solar panels that transfer with the sale, PPA installed 4/2019, 25 year term. Check attachments for more information including latest eversource bill.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Family Room | Fireplace | Lower |
Kitchen | Quartz Counters,Eating Space | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,953 | $1,951 | $2,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.