MILESTONE STUDY COMPLETED AND NEW ROOF INSTALLED THAT IS PAID FOR IN FULL! Will sell furnished! Harbour Light Towers allow for a 30 DAY RENTAL PERIOD which is perfect for those who want to use and supplement income. This beautifully updated 20TH FLOOR 1-bedroom, 1. 5-bath condo offers BREATHTAKING GULF VIEWS and modern luxury. Enjoy PANORAMIC SUNSETS from your private balcony and relax in a serene, beach-inspired living space. Elegant new flooring throughout and updated lighting and ceiling fans enhance the peaceful, beachy vibe. The gourmet kitchen features a suite of stainless steel appliances, gorgeous countertops, and sleek new fixtures, while the oversized bedroom offers a spacious walk-in closet, floor-to-ceiling sliding glass doors overlooking the water, and a full en-suite bathroom. A new hot water heater was also recently installed. With ample balcony space for outdoor dining and lounging, the gentle sea breeze and enviable views offer a slice of paradise. Building amenities include a sparkling waterfront pool and a host of additional benefits covered by the monthly fee: cable TV, water, sewer, trash, building insurance, pest control, exterior and grounds maintenance, a new roof, and well-funded reserves. A guarded security gate with 24-hour cameras and 24-hour coded access provides extra peace of mind. Walk to excellent local restaurants and shopping or hop on the Jolly Trolley to explore the Gulf Beaches. Live the dream full-time or generate substantial extra income with one-month minimum rentals. Whether you’re seeking a year-round residence or a lucrative investment, this condo provides the perfect blend of comfort, convenience, and coastal charm. Don’t miss this opportunity to own your piece of paradise - call us today to schedule your exclusive private tour!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,670 |
Total Monthly Payment | $3,276 | $3,274 | $4,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.