***NO FLOOD INSURANCE REQUIRED!!! X500 FLOOD ZONE!!***
Welcome to this immaculate and beautifully crafted 3-bedroom, 2-bath home with a 2-car garage, situated in the sought-after Trinity/Mitchell Field area of New Port Richey, Florida. This residence is designed with family living in mind, offering a spacious open floor plan, vaulted ceilings, and an abundance of natural light throughout.
Upon entering, you’re welcomed into a generous living area, which flows seamlessly into a versatile kitchen space. The kitchen, recently updated with newer appliances, opens to a cozy bonus area, perfect as a dining room, play area, or extra seating to accommodate guests. Just beyond, an oversized, enclosed sunroom offers a tranquil retreat for morning coffee or entertaining, with a new screen enclosure installed in 2021.
The split floor plan maximizes privacy, with the primary bedroom featuring a walk-in closet and ample storage. Tile flooring runs throughout, adding both durability and style. The home also includes a dedicated laundry space for convenience.
The water heater was replaced in 2022 and the HVAC system was replaced in 2019.
Located in the desirable Cypress Lakes community, this property is just minutes from Trinity shopping centers, top-rated schools, and the vibrant beaches of Tarpon Springs and Clearwater. With easy access to SR19 and the Veterans Expressway, you’re well-connected to all the area’s amenities, including Trinity Medical Center and Seven Springs Golf & Country Club.
Don’t miss the chance to make this exceptional home your own—schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,714 | $2,712 | $3,498 |
Total Monthly Payment | $3,050 | $3,048 | $3,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.