Welcome to your beautifully rehabbed home in Citrus Woods, a very pretty
and safe 55+ community to call home, where YOU OWN THE LAND. Citrus
Woods has dawn to dusk roving security. There are loads of activities
available. The low $710 annual HOA fee covers the heated pool, rec room,
shuffleboard and library. This 2BR, 2 bath home has 1116 sf of heated/cooled
space. The freshly painted driveway, carport and navy door draw you in. There
is a brand new mini split AC in the sunroom and the CH&A unit for the
remainder of the home is brand new as well. The home has fresh paint inside
and fresh trim paint out. The inside is a modern soft grey, with white trim.
There are new blinds throughout, on every window. The coordinated flooring is
all new luxury vinyl throughout. Kitchen has new recessed lights to offer light
where you need it most, plus there is lots of natural light throughout the home.
The hall bath vanity countertop is new, as is the toilet, tub and tub-surround
and stylish mirror. The master BR has an ensuite bath. The new kitchen
subway tile backsplash perfectly coordinates with the new countertops and
cabinets with new modern hardware. The refrigerator, dishwasher and
microwave and are brand new. The kitchen has all new cabinets and
countertops. Newer windows throughout. The sunroom has 5 large windows
and the living room has 3…. both areas are bright and cheerful. Both bedrooms
will easily accommodate queen-size beds. The primary bedroom has his and
her closets. There are two sliding doors from the sunroom…. one into the living
room and one into the kitchen. The utility shed is at the back of the carport
and houses the washer and dryer. There is also plenty of storage space there
as well. The metal roof has no leaks and per the previous owner was re-coated
in 2022. The home has gutters as well. There is a transferable, annual
preventative termite agreement in place. The owner had a clean 4 Point inspection completed. . . . great
assurance for your purchase. After one year of ownership, the
home can be rented. Don’t hesitate…make this your home today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$151,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,800 | $120,800 | $120,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $804 | $803 | $1,019 |
Total Monthly Payment | $938 | $937 | $1,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.