Under contract-accepting backup offers. Get ready to fall in love with this meticulously maintained townhome at 485 Westlake Blvd #69, in the heart of beautiful, golf-cart-friendly Palm Harbor, FL! This property has been pre-appraised to ensure spot-on pricing, and the seller has completed a 4-point inspection to confirm the home’s excellent condition. Just minutes from charming downtown Palm Harbor and its vibrant dining scene, this 2-bedroom, 2. 5-bathroom townhome is nestled in a flood zone X area—meaning high and dry peace of mind with no flood insurance required. Positioned 76 feet above sea level and equipped with hurricane-impact windows, this home is built for Florida living. Step inside to find a spacious, updated kitchen with gorgeous granite countertops, ideal for preparing family meals and entertaining. The open living area offers serene pond views and faces west, promising stunning sunsets every evening. Upstairs, the oversized master suite includes a private deck overlooking the pond—a perfect retreat to enjoy your morning coffee or unwind in the evening. A second bedroom is just down the hall, perfect for guests or family. Located within top-rated school zones, including Southerland Elementary, Palm Harbor Middle, and the sought-after Palm Harbor University High School, this home is perfect for families. Key upgrades: Impact windows (2014) New fans throughout (2022) New Samsung refrigerator (2022) Bosch ultra-quiet dishwasher (2024) New microwave (2024) Tankless water heater (2023)
Whole-home water softener (2023) The HOA has you covered with the roof, community pool, sewer, water, and trash services included.
Homes in this community go fast—don’t miss your chance! Schedule your showing today to see this gem before it’s gone! Check out the video - Copy this link into your browser - https: //bit. ly/3UuIO7M
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,154 | $2,073 | $2,630 |
Total Monthly Payment | $2,570 | $2,489 | $3,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.