Come and Enjoy Easy Living in this contemporary home in the fantastic Mountain Lakes Community! Relax and rejuvenate in all seasons inside and out of this charming home. The exterior offers a private wooded yard with deck off the great room to relax and entertain easily with ample parking. The interior offers an easy to navigate floorplan with great shared space and excellent flow through great room to bedrooms beyond. The convenient pass through kitchen opens into the generous size great room with cathedral ceilings, large bright windows and cozy wood stove. Mini splits provide A/C. This home has enjoyed several updates in recent years, some of which include a 3 bedroom septic system (2021), the addition of mini splits for heat/AC, fresh exterior paint, Trex decking, updated baths plus many other improvements overall. Mountain Lakes Community owners share the amenities of this community which include swimming pool, beach access, tennis courts, basketball court and more. This home is only 30 mins from Lincoln and a short drive to downtown Woodsville. Home is being offered furnished. *Abutting lot also available for purchase.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,665 |
Total Monthly Payment | $2,661 | $2,659 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.