Absolutely gorgeous 2-family home located in a wonderful neighborhood, ideal for owner-occupants, investors, or multigenerational living! Step inside to discover newly refinished hardwood floors, a brand-new kitchen featuring gleaming granite countertops and modern appliances, and a second kitchen updated with Granite countertops as well, both perfect for culinary enthusiasts! Large basement + walk up attic offer ample storage. Multiple separate entrances & 2 sets of stairs! The spacious layout boasts high ceilings and fresh paint throughout, creating a bright and inviting atmosphere. The main level is easily accessible, with a convenient wheelchair ramp for added mobility. Two Bedrooms plus an office, large family room and separate dining room. The second level features 2-3 Bedrooms and is light, bright, & airy! Enjoy the expansive, beautifully landscaped backyard, perfect for outdoor gatherings or peaceful relaxation. A large two-car detached garage provides plentiful storage and parking, making daily life a breeze. This home also features a Buderus furnace and a new double walled oil tank, ensuring reliability and efficiency for years to come. As an added bonus, relish in spectacular views of Mt. Uncanoonuc and the city, offering breathtaking sunsets that will make every evening special. Whether you’re looking to invest or create a loving home, this dream property has everything you need and more. Delayed showings until open house Sun 11/3/24 (12-2PM)
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $558 | $558 | $558 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,385 |
Total Monthly Payment | $4,197 | $4,106 | $5,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.