Welcome to this charming Cape Cod style home, nestled on over 2 acres of picturesque land in the desirable town of Clinton, NY. This enchanting residence offers the perfect blend of comfort and style, making it an ideal full-time home or a peaceful weekend retreat. With an easy commute to New York City in under two hours, you can enjoy the serenity of the Hudson Valley while remaining conveniently connected to the bustling urban lifestyle. As you approach the property, you'll be greeted by a beautifully landscaped yard that enhances the home's inviting curb appeal. Step inside to discover over 2, 300 square feet of finished living space spread across three well-appointed levels. The warm and welcoming atmosphere is accentuated by the stunning brick fireplace, which serves as a focal point in the cozy living area. Imagine gathering around the fire on chilly evenings, creating memories with family and friends. The main level features an open floor plan that seamlessly connects the living room, dining area, and kitchen, making it perfect for entertaining. The hardwood floors throughout add a touch of elegance, while the cottage chic decor invites you to relax and unwind. Large windows fill the space with natural light and provide lovely views of the surrounding landscape. The home boasts three spacious bedrooms, each designed to be a tranquil retreat. The master bedroom offers ample closet space and an en-suite bath, providing a private sanctuary for relaxation. The additional bedrooms are versatile and can be utilized as guest rooms, home offices, or ploms, catering to your lifestyle needs. Venture downstairs to discover a fully finished lower level that adds even more living space. This area can serve as a family room, game room, or home gym, depending on your preferences. The possibilities are endless, making it a fantastic space for both entertaining and everyday living. Outside, the expansive property offers plenty of room for outdoor activities, gardening, or simply enjoying the tranquility of nature. Picture yourself hosting summer barbecues on the patio or taking leisurely strolls through the lush grounds. With ample space, there's room for a pool or additional outdoor features that suit your needs. Location is key, and this home is conveniently situated close to amenities in the beautiful Hudson Valley. Explore charming nearby towns, enjoy local dining and shopping options, or take advantage of the abundance of outdoor recreational activities, including hiking, biking, and water sports. This Cape Cod style home is more than just a residence; it's a lifestyle waiting to be embraced. Whether you're looking for a cozy full-time home or a charming weekend getaway, this property offers the perfect blend of comfort, elegance, and natural beauty. Don't miss the opportunity to make this enchanting home your own! Additional Information: Heating Fuel: Oil Above Ground, Parking Features: 2 Car Attached, Appliances: Electric Water Heater
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,683 | $3,680 | $4,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.