Welcome Home to this 3 bedroom cape on West Main St. Dudley. First time buyers or maybe looking to downsize? This home is for you. Convenient 1 Level living. The first floor offers a kitchen, pantry, living room, main bedroom, full bathroom and stackable laundry. Brand new stainless steel appliances in the kitchen. The pantry has lots of shelving for extra storage and a nice cedar coat closet. Some rooms have brand new luxury vinyl flooring. The 2nd floor offers two more smaller bedrooms and a small half bath. This home has replacement windows throughout. A stream abuts the property giving it a unique lot size. There is a side yard and a nice deck to enjoy the outdoors. There is a full, unfinished basement, and a detached garage with electricity and a workshop area. Low taxes make this home even more affordable! Dudley beach for summer fun. Residents can attend Shepherd Hill, Bay Path Vocational HS, Dudley-Charlton District. A new septic system is being installed. Move right in!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Lighting - Overhead | Second | |
Bedroom 3 | Flooring - Vinyl, Attic Access, Lighting - Overhead | Second | |
Kitchen | Bathroom - Full, Flooring - Laminate, Balcony / Deck, Pantry, Handicap Accessible, Dryer Hookup - Electric, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Washer Hookup | 9.0 x 16.0 | Main,First |
Living Room | Ceiling Fan(s), Flooring - Laminate, Handicap Accessible, Open Floorplan, Recessed Lighting | 12.0 x 18.0 | Main,First |
Master Bedroom | Closet, Handicap Accessible, Deck - Exterior, Recessed Lighting | 12.0 x 17.0 | Main,First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,428 |
Total Monthly Payment | $2,223 | $2,221 | $2,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.