290 Cardiff, #B, Brookhaven (Ridge), NY, 11961 | $445,999

Welcome to this inviting 2-bedroom, 2-bathroom condo, which combines comfort with functionality. This home boasts a newer water tank (2016) and the roof was updated in 2008, it is a 30-year architectural. Leisure Village is responsible for the roof and the siding. Its thoughtful layout features ample storage throughout, including a garage transformed into a cozy sitting room with indoor/outdoor carpeting. An enclosed porch with large windows welcomes an abundance of sunshine, making it an ideal space, perfect for an office or additional sitting area. Elegant crown molding adds a touch of sophistication, while attic insulation enhances energy efficiency. Inside, Pergo flooring runs through the main living areas, while the bedrooms are adorned with wall-to-wall carpeting for added warmth. The kitchen is fully equipped with modern conveniences, including a side-by-side fridge with a water and ice maker, a wall oven, an electric cooktop, and updated tile flooring. The kitchen and bathrooms have been updated with modern cabinets and tile finishes. A thermostat in each room, including the bathrooms, provides personalized comfort. Outside, there is a beautifully paved walkway and patio large enough for table and chairs. Matching paver retaining wall hosts your flower garden that adds curb appeal and a touch of nature. Enjoy peace of mind, as this home offers both comfort and style, perfect for those seeking a well-appointed condominium. Leisure Village is an active 55+ gated community. Country Club amenities include a 9 -hole executive golf course, safety is a priority with fire alarms in all units, cable package, heated swimming pool, fitness center, bocce, billiards, woodshop, ceramics, with many clubs, activities, and opportunities for fun and relaxation, includes cable package, sprinkler system, lawn service and snow removable. Pet policy with weight restrictions.

Features

  • Town: Brookhaven
  • Parking: 1-car, 1 Car Attached, Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Amenities: Gated
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Leisure Village
  • Year Built: 1972
  • Approx Sq. Feet: 1,486
  • Acreage: 0.03
  • Est. Taxes: $4,787
  • Lot Desc: Near Public Transit
  • Adult Communities: Yes
  • Middle School: Longwood Junior High School
  • High School: Longwood High School
  • School District: Longwood
  • Pool: In Ground
  • Pet Policy: Size Limit
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: 3588209
  • Website: https://www.raveis.com
    /prop/3588209/290cardiff_brookhaven_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Cornerstone Properties of LI   Phone: 631-573-6394

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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290 Cardiff, #B, Brookhaven (Ridge), NY, 11961

$445,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $356,799 $356,799 $356,799
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $399 $399 $399
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,464 $2,371 $3,009
Total Monthly Payment $2,938 $2,845 $3,483

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.