Step into pure storybook charm at this Woodbury cottage by the shimmering Mill Pond! Tucked away just off the main road in Vermont’s Land of Lakes, this retreat is a small yet serene playground—crystal-clear water, graceful geese and occassional swans, and butterflies fluttering over blooming gardens. Paddle, swim, fish, or simply soak in the beauty. More of a winter sport aficionado? You'll be an easy drive to Smugglers Notch, Jay Peak and Bolton! Inside, coziness blends with fresh updates. A recently finished sunny porch area—ideal for lazy mornings and relaxing nights alike–opens to the kitchen and living area. Fresh flooring adds polish, and a new kitchen door tempts you to picture a deck where you can sip coffee overlooking the stream. Upstairs, a lofted bedroom with vaulted ceilings and a 3/4 bath feels like your own treetop hideaway. Outside, a detached outbuilding brims with possibility: just keep the footprint, but let it be a guest space, art studio, or snug garage. Known for its serene environment, Woodbury is close to outdoor treasures like the Groton State Forest and Caspian Lake, ideal for hiking, fishing, and lakefront relaxation. With Montpelier just a short drive away, you get the best of Vermont's peaceful rural life with easy access to culture and amenities. Showings begin Saturday, 11/2.
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$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,006 | $1,005 | $1,296 |
Total Monthly Payment | $1,220 | $1,219 | $1,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.