170 Lake Shore DRIVE W, Palm Harbor, FL, 34684 | $365,000

One or more photo(s) has been virtually staged. Upgrades have been made, and this lake access home is waiting for you! This charming 3/2/1 canal home is an opportunity for you to affordably live lake life. This home has its own dock so bring your boat or wave runner. The canal leads right onto Florida’s second largest freshwater lake, Lake Tarpon. Anderson Park is 1. 8 miles away, and accessible from both the lake and US 19. Tarpon Springs world famous Sponge Docks are 3. 8 miles away. Honeymoon Island is 6. 6 miles away, Dunedin Causeway is 5. 4 miles away. If golf is your passion Innisbrook Country Club is 1. 4 miles away and you can enjoy the annual PGA Valspar Tournament so close to home. The home has a beautiful updated kitchen and stainless steel appliances including refrigerator, range, and dishwasher. The one car garage has a laundry platform and a workshop area. The lanai has ample room and ready for you to entertain, or just sit back and enjoy the water view. No worries here as this home has survived all recent storms without any flooding issues. There is a community boat ramp at the end of the street. Access to the ramp is currently optional to Lake Shore Estate residents for a $30 annual community membership. Don’t like entertaining at home? The Lake Shore Estates Club House is available to members for $60 +$50 deposit. It has a kitchen and both indoor and outdoor areas adjacent to the dog park. All information and measurements to be verified by the buyer and or buyer’s agent.

Features

  • Amenities: Clubhouse
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1980
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,191
  • Acreage: 0.14
  • Est. Taxes: $1,953
  • HOA Fee: $30 Annually
  • Lot Desc: Flood Insurance Required
  • View: Water
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8315135
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8315135/170lakeshoredrivew_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/1/2024 4:30:50 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-847-4444

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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170 Lake Shore DRIVE W, Palm Harbor, FL, 34684

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $163 $163 $163
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,017 $1,941 $2,462
Total Monthly Payment $2,255 $2,179 $2,700

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.