90 Karen Court, Riverhead (Wading River), NY, 11792 | $1,099,000

Prime Location! Newly Renovated Colonial on a cul-de-sac, surrounded by scenic farmland and nestled on nearly an acre of beautifully landscaped grounds. This impressive 5, 000 sq ft home, including the finished basement, offers abundant space and thoughtful details throughout Step inside to find an airy main floor that includes an open updated kitchen with new stainless steel appliances, large island , roomy countertops, plenty of entertaining space eat in areas, generous living-room with fireplace , large dining space a cozy family room, and private guest quarter, features a bedroom with a full bath, a grand foyer with high ceilings, and elegant finishes that elevate the entire space. Every bathroom has been beautifully renovated with high-end, modern touches, bringing both style and functionality to each level of the home. On the second floor, unwind in the spacious primary suite with a walk-in closet, complemented by well-sized bedrooms, additional bathroom, and a convenient laundry room. Throughout the home, hardwood and heated floors add warmth and style. The finished basement, complete with a private entrance, is perfect for in-law accommodations or extra living space, offering a full bath, sitting area, large den, home office, additional bedroom, and plenty of storage. Outdoors, enjoy the expansive front porch, meticulously maintained gardens, basketball court, patios, and stunning landscape-a true retreat. Additional features include a large two-car garage, IGS, central vacuum, radiant heated floors, and split-unit and CAC systems for year-round comfort. Conveniently located near beaches, parks, vineyards, breweries, shopping, and entertainment, this home is a must-see for those seeking luxurious yet peaceful living. Don't miss this unique property that perfectly balances charm, space, and modern comfort!

Features

  • Town: Riverhead
  • Rooms: 14
  • Bedrooms: 6
  • Baths: 4 full
  • Style: Colonial
  • Year Built: 2005
  • Garage: 2-car Attached
  • Heating: Oil, Baseboard, Hot Water, Radiant
  • Cooling: Central Air
  • Basement: Finished, Full
  • Acreage: 0.96
  • Est. Taxes: $15,049
  • Lot Desc: Corner Lot, Level, Part Wooded
  • Middle School: Riverhead Middle School
  • High School: Riverhead Senior High School
  • School District: Riverhead
  • MLS#: 3588157
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/3588157/90karencourt_riverhead_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Masciale & Assoc Inc   Phone: 631-698-8717

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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90 Karen Court, Riverhead (Wading River), NY, 11792

$1,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $879,200 $879,200 $879,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.004% 6.738% 6.307%
Monthly Tax Payment $1,254 $1,254 $1,254
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,131 $5,630 $7,479
Total Monthly Payment $6,510 $7,009 $8,858

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.