Welcome to your future home in the serene community of Patchogue Shores! This freshly painted 3-bedroom ranch offers a perfect blend of charm and comfort, waiting for the right tenants to make it their own. Nestled in a private community, you'll enjoy exclusive access to a private beach, clubhouse, marina, and park-ideal for leisure and relaxation. The home features an inviting enclosed front porch, perfect for sipping your morning coffee or unwinding in the evenings. Inside, a cozy fireplace adds warmth and character to the living space, creating a welcoming atmosphere for gatherings with family and friends. Step outside to a spacious rear patio, perfect for entertaining or enjoying peaceful afternoons in your large private yard. This property provides ample outdoor space for play and gardening, ensuring you have a tranquil retreat right at home. Please note that we are currently awaiting permit approval from the town, and we will be unable to accept tenants or finalize leases until the necessary paperwork is in place. Don't miss the opportunity to have this charming residence your new home! Stay tuned for more details on availability and leasing options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,575
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,860 | $2,860 | $2,860 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $20 | $19 | $25 |
Total Monthly Payment | $95 | $94 | $100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.