Welcome to your new home in a fantastic in-town location! This beautiful 2-bedroom ranch features a stunning kitchen with plenty of storage, a kitchen island with a breakfast bar, and elegant quartz countertops that flow seamlessly into the dining and living areas. Enjoy the convenience of a separate laundry room and a primary bedroom with a private 3/4 bathroom, plus a second bedroom and full bathroom for guests or family. Step outside to your fenced-in yard, offering privacy and ample space to add a garage, workshop, or shed. Relax on your covered front porch while enjoying the neighborhood vibe. Located just minutes from shopping, restaurants, golf courses, schools, trails, a library, and a public boat launch, this home provides the perfect blend of convenience and lifestyle. With easy access to both 101 and 95, commuting is a breeze. Plus, you’ll enjoy all the town utilities, including water, sewer, and natural gas. Don’t miss this opportunity to own a gorgeous home in a prime location! Make it yours today! SHOWINGS START AT THE OPEN HOUSE THIS FRIDAY NOV 1ST FROM 4-6 AND SATURDAY NOV 2ND FROM 10-12!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,043 | $3,041 | $3,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.