FUN & Boating awaits in this charming Non HOA Sarasota bungalow on close to 1/4 Acre, where the Florida lifestyle welcomes you! Minutes to Siesta Key & has a community Boat Ramp! Rest easy knowing that your home has many NEW upgrades: 2019 HVAC, 2024 Roof, 2024 Hurricane Impact Windows & Doors, 2024 Septic Tank and 2024 Hardie Board Siding and Paint on the Entire Exterior, and Custom Dolphin Shutters. This dream home also ensures privacy with a beautiful 8ft PVC fenced backyard and 6ft PVC fenced front yard. Relax at WORLD FAMOUS SIESTA KEY BEACHES only 12 minutes away. Dine and shop in downtown Sarasota or Venice less than 20 minutes away. Vamo Park with boat ramp access is 2 blocks away. THIS HOME IS A NON FLOOD ZONE WITH NO HOA! Perfect for year round living, vacationers, or investors.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,600 | $255,600 | $255,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,699 | $2,156 |
Total Monthly Payment | $1,930 | $1,928 | $2,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.