Wonderfully appointed and maintained tri level home on a spacious country lot in a nearly perfect location! Situated just over the Swanton/Highgate town line on 4+ acres with wooded trails yet less than 5 minutes to the interstate and Swanton amenities, this location is super convenient! The bright and airy main level has been freshly painted and features an inviting open floor plan that seamlessly meshes the space with cork flooring and a kitchen with stainless appliances, solid surface counters and a center island perfect for entertaining guests from! The upper level boasts gleaming hardwood flooring throughout the hall and bedrooms, a full shared bath, and large primary bedroom with a full en suite bath! Meanwhile the fully finished lower level of the home affords even more space to spread out boasting a cozy pellet stove, an extra bedroom/office space and dedicated laundry and mechanical rooms as well as ample dry storage in the crawl space. Owners and guests can also enjoy direct back deck access off the kitchen that overlooks the fully fenced backyard providing the perfect space for the kids and pets to roam as well as a netwrok of private wooded trails while numerous fruit trees, berry bushes and grape vines adorne the property creating a homesteaders dream! Affordably priced and move in ready in an excellent location. . . scheudle your showing today!! *Showings begin Saturday 11/2/24*
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,122 | $2,692 |
Total Monthly Payment | $2,734 | $2,651 | $3,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.