Welcome to your dream home! This beautifully maintained 3-bedroom, 2-bathroom residence in Valrico is the perfect blend of comfort and convenience. Nestled in a serene, mature neighborhood, this property has been lovingly cared for and boasts an array of desirable features. Enjoy the airy ambiance created by cathedral ceilings, making the living spaces feel even larger and more inviting. The master bedroom features a walk-in closet and an en-suite bathroom with dual vanity sinks, providing both comfort and functionality. Relax and entertain in your own screened-in pool area, ideal for those warm Florida days. The fully fenced backyard offers privacy and security, perfect for outdoor gatherings or quiet evenings. The separate 8 ft x 16 ft workshop in the back comes equipped with AC and electricity, making it an ideal space for projects an time of the year. No HOA or CDD! Enjoy easy access to I-4 and SR 60, with shopping, dining, and parks just moments away. Features and Upgrades include: Water softener, roof replaced in 2022, AC 2017, new plumbing 2017, and water heater 2022. Schedule your showing today and make this Valrico treasure your home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,861 | $2,361 |
Total Monthly Payment | $2,129 | $2,056 | $2,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.