Welcome to 20 Black Pond Lane! Nestled in this highly sought after neighborhood is where you will find this beautiful 3 Bed 1. 5 Bath Colonial with attached 1 Car Garage! Situated on a large wooden lot featuring a newly rebuilt oversized PVC deck, above ground pool, garden area & storage shed. The interior features a gorgeous updated kitchen w/ quartz countertops, ss appliances, dovetail soft-close cabinetry, subway tile backsplash & dining area with slider to deck. The upstairs full bath has been beautifully remodeled with a custom tile shower, new vanity, flooring & light fixtures. Also offering first floor laundry in half bath, finished basement with built in bar & storage area, central air, natural gas heating & cooking, new hot water tank in April 2024, town water & seller will be installing new septic system before closing! This home is in an extremely conveniant location mins to Rt 495, shopping, dining and next to Lake Sabbatia where you can enjoy fishing, kayaking & jet-skiing!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Laminate | 11.0 x 12.0 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 11.0 x 11.0 | Second |
Dining Room | Flooring - Hardwood | ||
Kitchen | Flooring - Hardwood, Dining Area, Countertops - Upgraded, Cabinets - Upgraded, Stainless Steel Appliances, Gas Stove | 9.0 x 23.0 | First |
Living Room | Flooring - Wall to Wall Carpet | 12.0 x 14.0 | First |
Master Bedroom | Cathedral Ceiling(s), Walk-In Closet(s), Flooring - Hardwood | 16.0 x 17.0 | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,642 |
Total Monthly Payment | $3,370 | $3,367 | $4,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.