A spacious well maintained city home on an exceptionally large lot that is partially fenced and ideal for recreation, pets, gardening and privacy. The interior of this home has been freshly painted with a light, neutral color so the rooms easily flow from one to the other and are filled with natural light. The large eat-in country kitchen has ample counter space and plenty of cabinets for storage. A laundry and bathroom complete the first floor. The attractive front hall leads you up to the second floor primary bedroom and a second bedroom. There are additional bonus rooms on the second floor; a centrally located playroom with built-in bookshelves and a spare room for crafts or an office. Two covered porches provide shade from the summer sun and the workshop off the back of the oversized garage is ideal for your winter projects. The full basement is dry for a home of this age and has an interior and exterior access. Rutland Hospital is right up the road and schools, shopping and recreation are nearby. This home is ready for you to move into before winter arrives.
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.879% | 7.159% | 6.276% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,409 | $1,356 | $1,720 |
Total Monthly Payment | $1,818 | $1,765 | $2,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.