** CLEARWATER/LARGO REMODELED HOME ON ELEVATED LOT! ** Hurricane dream home. . . . hurricane-impact windows, solar-powered and high & dry elevation! Totally redesigned mid-century block home on a large lot! Cosmetically beautiful PLUS all the big-ticket items. . . . . . roof (2018), a/c (2023), windows (2023), electric breaker box (2023). . . . recently updated! Solar (2022) is 100% paid for, no annoying leases! Just enjoy having constant power before/after storms and $45/monthly bills! House has dynamic curb appeal! Freshly painted and landscaped! Long covered front porch with new tile floor! Step inside and it only gets more impressive! OPEN FLOOR PLAN includes a large great room plus a den in back! The chef of the family will enjoy hours in their totally updated kitchen with all new soft-close cabinets, stainless steel appliances, and granite countertop! This home is in move-in condition. . . . freshly painted & textured interior with matching vinyl "wood" floors throughout trimmed in high baseboards! Split-bedroom plan with a master retreat tucked away from the other 2 bedrooms. Both bathrooms are newly renovated top to bottom with resort-style features! New fans, fixtures, and interior doors throughout! Large laundry room! 2-car garage with newly painted floor! Pool-sized backyard has plenty of room for pets & play and is full of potential. . . . . seller will consider finishing off fencing. VACANT HOME ready for immediate occupancy if you're looking to get into something quick! (Flood zone X-no flood insurance required)
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,794
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,835 | $383,835 | $383,835 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $94 | $94 | $94 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,551 | $3,291 |
Total Monthly Payment | $2,723 | $2,720 | $3,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.