Welcome home to 79 S. Stone St in West Suffield! This delightful 2, 084 sq ft Saltbox Colonial is ideally located near Sunrise Park and offers a perfect balance of comfort and convenience. Features 3 bedrooms and 3 full bathrooms which includes a primary suite with its own bathroom and cedar closet, On the first floor, you'll find a versatile extra room perfect for a home office, along with a dedicated laundry room. Sliding glass doors off of the dining room lead to a sunroom and onto a spacious deck that overlooks the backyard with great sunsets! The living area is enhanced by two cozy fireplaces: one on the first floor, and another in the finished walk-out basement, creating a comfortable retreat. For extra winter comfort, there's also a newer pellet stove for added warmth and ambiance on those cold New England winter nights. With two attic spaces (one walk-in, one walk-up), a 2-car garage, and a finished walk-out basement that leads to a lower deck with serene backyard views, there's no shortage of storage and living space. Additional updates include a newer roof (2020) and central AC (2021). Don't miss out on this move-in-ready home offering both modern amenities and a tranquil setting!
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Sliders | Main |
Kitchen | Main | |
Living Room | Fireplace,Pellet Stove | Main |
Office | Ceiling Fan | Main |
Other | Laundry Hookup,Pantry | Main |
Primary Bedroom | Bedroom Suite,Cedar Closet,Full Bath,Stall Shower | Upper |
Sun Room | Balcony/Deck,Sliders,Engineered Wood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,179 | $2,812 |
Total Monthly Payment | $2,773 | $2,770 | $3,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.