**Introducing 3 Harmon Court, Stony Brook** Nestled on a serene cul-de-sac, this center-hall colonial is a true gem! With four spacious bedrooms and 2. 5 baths, this home offers an ideal blend of comfort and elegance, perfectly suited for modern living. ? **Key Features**: - **Half-Acre Lot**: Enjoy ample outdoor space for recreation and relaxation. Cozy Fireplaces: Two inviting fireplaces add charm and warmth to the formal living room and family room. - **Beautifully Updated Kitchen**: This is a large kitchen with custom cabinetry, a KitchenAid refrigerator (only 4 years old), and a dishwasher (3 years old). - **Family Room with Sliders**: Step out onto a beautiful patio that overlooks a level backyard-perfect for gatherings and outdoor fun! - **Convenient Laundry**: Equipped with a 2-year-old Whirlpool washer and dryer, the laundry room simplifies your daily routine. - **Luxurious Primary Suite**: The primary bedroom features a full bath and a cedar closet for all your storage needs. - **Formal Dining Room & Living Room**: Both rooms boast bay windows that provide natural light and a gas fireplace for added ambiance. - **Enhanced Comfort**: Stay cool with central air and enjoy peace of mind with a 30-year roof that's only 15 years old! - **Easy Maintenance**: The property includes a 12-zone inground sprinkler system to keep your lawn lush and vibrant effortlessly. - **Two-Car Garage**: Featuring electric garage door openers for ultimate convenience. This home is not just a place to live; it's a lifestyle! Conveniently located near shopping and major roadways, it offers everything you need right at your fingertips. Don't wait-schedule your private tour today and discover the beauty and comfort of 3 Harmon Court!
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Our Executive Mortgage Banker:
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$749,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,992 | $599,992 | $599,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,307 | $1,307 | $1,307 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,144 | $3,988 | $5,060 |
Total Monthly Payment | $5,543 | $5,387 | $6,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.