Unique opportunity to own this spacious home in Monroe with a full legal in-law suite. Perfect for extended family or even eligible to use for rental income! When you walk into the front door, you're on the lower level which has a welcoming family room with fireplace and a half bath. There is a laundry closet with washer/dryer as well. Brand new hot water heater installed this year! Upstairs on the main level is an open floor plan for the living room/ dining room area. The slider doors lead outside to a private deck and a huge yard. This property is a nature lover's dream as you're surrounded by beautiful forestry on all sides! The kitchen is complete with stainless steel appliances. There is a Primary Bedroom Suite with one full bath, plus two additional bedrooms and a second full bath in the main part of the house. The In-Law side of the house is set up like an accessory apartment with a large kitchen, one bedroom, a full bath, plus a stackable washer/dryer! It even has its own separate utilities which makes it perfect to offer as a rental unit. NOTE: There is a small parcel of land that conveys with the property on the Newtown side. This parcel will increase the acreage and taxes, but also permit the new owner(s) to have access to the Newtown schools and town amenities if desired. This beautiful home has been meticulously cared for for many years and now is waiting for its new owner. Schedule a showing to see what could be your new dream home!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Main |
Bedroom 3 | Wall/Wall Carpet | Main |
Dining Room | Balcony/Deck,Sliders,Hardwood Floor | Main |
Eat-In Kitchen | Ceiling Fan | Main |
Family Room | Fireplace,Half Bath,Tile Floor | Lower |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary BR Suite | Ceiling Fan,Full Bath,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $772 | $772 | $772 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,503 | $3,500 | $4,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.