108 Creek Road, Riverhead (Wading River), NY, 11792 | $645,000
Welcome to 108 Creek Rd, Wading River NY, 11792 - a delightful beachfront cottage nestled in the heart of Wading River. This charming residence offers an exclusive opportunity to enjoy the tranquil beauty of the Long Island Sound right at your doorstep. This property presents an exciting opportunity for restoration. With a little vision and creativity, you could transform this gem into your dream home, while preserving its unique character and charm. The inviting living room, complete with a cozy fireplace, is the ideal setting for relaxation and leisure. Original wood floors throughout the property add a touch of rustic charm, complementing the natural surroundings perfectly. Outside, a private beach awaits. Imagine the joy of watching the sun set over the Long Island Sound each evening, the sky ablaze with color. This is a beach lover's paradise, with the promise of endless sunsets to enjoy. This property is being sold with a 1. 5 vacant lot across from the property which can provide overflow parking for your overnight guest and family members. The local area offers a wealth of amenities and attractions. Wading River is a welcoming community with a friendly, relaxed atmosphere. It offers a variety of dining and shopping options, outdoor activities, and more. 108 Creek Rd offers a unique living experience with its beachfront location, cozy interior, and potential for customization. Whether you're seeking a peaceful retreat or a new project, this property could be the perfect fit for you. Come and see for yourself the possibilities that await at this Wading River gem.
Features
- Town: Riverhead
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cottage
- Year Built: 1910
- Garage: 2-car Attached
- Heating: None
- Cooling: None
- Basement: None
- Approx Sq. Feet: 1,128
- Acreage: 0.25
- Est. Taxes: $12,368
- View: Water
- Water Front: Yes
- Elem. School: Wading River School
- Middle School: Albert G Prodell Middle School
- High School: Shoreham-Wading River High School
- School District: Shoreham-Wading River
- MLS#: 3581139
- Days on Market: 35 days
- Website: https://www.raveis.com
/prop/3581139/108creekroad_riverhead_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
108 Creek Road, Riverhead (Wading River), NY, 11792
$645,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $1,031 | $1,031 | $1,031 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,520 | $3,430 | $4,352 |
| Total Monthly Payment | $4,643 | $4,553 | $5,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535