Welcome Home to this spacious New Construction, Free Standing Colonial style town house that is 3 bedrooms, 2. 5 Bathrooms, 2000sqft and has the perfect blend of privacy, comfort and convenience located on the end of the cul-de-sac. This unit is ready for occupancy in 30-45 days but still has some selection options available like the tile, kitchen granite, paint colors and some lighting options. This unit has a beautiful open floor plan, eat-in kitchen, dining room, double living room with a natural gas fireplace, hardwood floors, dual master bedrooms with master bath, spacious laundry room, plenty of closet space and a large basement for future expansion or storage and plenty of parking. Photo's are of model unit A with the same floorplan. This is Smithfield's newest luxury development at Old County Village, located minutes from The Crossing at Smithfield, an array of restaurants, shopping centers, parks, and major highways connecting to both Boston and Providence. FOR GPS PURPOSES, Please use 190 OLD COUNTY ROAD, SMITHFIELD, RI and that will take you to the entrance of the development.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,047 |
Total Monthly Payment | $3,285 | $3,282 | $4,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.