New York (Washington Heights), NY, 10032 | $349,000

Top Floor Two-Bedroom HDFC Co-op on Riverside Drive – A Must-See! Sun flooded! Don’t miss your chance to own this affordable two-bedroom, one-bathroom pre-war HDFC co-op apartment on the serene, tree-lined Riverside Drive in Washington Heights. This home boasts high ceilings and beautiful hardwood floors, creating a warm and inviting atmosphere. The spacious living/dining area is perfect for relaxing or entertaining, while windows in every room fill the space with natural light with Southern, Eastern, and Northern exposures. The windowed eat-in kitchen provides plenty of room for cooking, and the primary bedroom has two large closets for storage. The windowed bathroom adds a touch of convenience to the layout. The building features a monthly maintenance fee of $826, which covers heat and hot water. Security is enhanced with a ButterflyMX video intercom system, ensuring peace of mind for residents. This well-maintained, 6-story, 31-unit elevator building was constructed in 1921 and is rich in pre-war charm. Nestled in the picturesque Lower Washington Heights, you’ll be surrounded by historic charm and vibrant community life. Enjoy nearby attractions such as Five Flies Espresso Bar and Semicolon Cafe for your coffee fix, along with the historical sites of the Audubon Terrace Historic District and the Morris-Jumel Mansion. For outdoor enthusiasts, Fort Washington Park and Riverbank State Park offer exceptional green spaces to explore. Commuting is a breeze with easy access to the 1, A/C, and B trains, as well as excellent bus service and nearby CitiBike stations. For prospective buyers, please note the HDFC maximum income eligibility requirements for 2024: 1 Person: $130, 440; 2 Persons: $149, 160; 3 Persons: $167, 760; 4 Persons: $186, 360; and 5 Persons: $201, 240. This is your chance to embrace affordable city living in a vibrant neighborhood. Schedule a viewing today and make this apartment your new home!

Features

  • Town: New York
  • Levels: 6
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 54.080000x147.250000
  • Laundry: See Remarks
  • Year Built: 1921
  • Common Charge: $826 Monthly
  • Approx Sq. Feet: 750
  • Est. Taxes: $0
  • Pet Policy: Building No,Cats OK,Dogs OK
  • MLS#: COMP-169784992195832
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/COMP-169784992195832/834riversidedrive_newyork_ny?source=qrflyer
Copyright © 2024  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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New York (Washington Heights), NY, 10032

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,858 $1,856 $2,355
Total Monthly Payment $1,933 $1,931 $2,430

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.