31 Southpark Drive, Garnerville (Haverstraw), NY, 10923 | $600,000
Move-in ready gem in sought-after Garnerville neighborhood! Hurry to see this totally renovated picture-perfect 4 bedroom, 2. 5 bath home. Features inc gorgeous hardwood floors, recessed lighting, quality raised panel doors and skylites. This layout makes for easy living and entertaining from the formal living and dining rooms, with bay windows and sliding glass doors, to the eat-in kitchen with granite counters, stainless steel Samsung appliances, and marble backsplash. Enjoy the outdoors from the comfort of a fabulous screened-in sunroom with views of a level, lush backyard with pavered patio and walkways, and pool with Trex decking. 2 bedrooms on the main floor inc a primary ensuite with 2 closets (one a walk-in!) and a private bath as well as a stunning oversized hallway bath with a double sink marble vanity, soaking tub and walk-in shower. The lower level offers an oversized family room, half bath, 2 additional bedrooms and a private laundry. Spectacularly maintained, nothing to do but move in! Driveway '21, roof '19, windows'18, furnace '11, HWH '11. Lots of storage options inc 2 backyard sheds. Near parks, schools, shopping and restaurants. Enjoy a quiet neighborhood with easy access to major highways.
Features
- Town: Garnerville
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: In Unit
- Style: Bi-Level
- Year Built: 1971
- Garage: 1-car Attached
- Heating: Natural Gas, Baseboard
- Cooling: Central Air
- Basement: None
- Approx Sq. Feet: 1,960
- Acreage: 0.31
- Est. Taxes: $15,061
- Lot Desc: Level, Stone/Brick Wall, Near Public Transit
- Elem. School: Haverstraw Elementary School,West Haverstraw Elementary School
- High School: North Rockland High School
- School District: North Rockland
- Pool: Above Ground
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: H6309591
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/H6309591/31southparkdrive_garnerville_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 Southpark Drive, Garnerville (Haverstraw), NY, 10923
$600,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $1,255 | $1,255 | $1,255 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,048 |
| Total Monthly Payment | $4,540 | $4,537 | $5,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535