Come discover this private mountain homestead in the heart of Lincoln Vermont surrounded by over 40 acres of pristine woods, trails and views. This 4 bedroom, 2 bathroom custom built home has distinct New England details and is anchored by maple flooring and cherry wood trim throughout. The exterior showcases beautifully painted cedar siding, custom fieldstone walkways and patio, and a covered porch complete with porch swing. Upon entry, you'll immediately notice the expansive wall of southern facing windows and a sunken great room with stone fireplace and hearth. Beautifully crafted built-ins are abundant in the living room, library and kitchen. The open kitchen has ample granite counter space, maple cabinets and a walk-in pantry with laundry. A Waterford wood cookstove accented by tile is a stunning focal point in this room! Directly off the dining area is a screened porch. At the other end of the first floor, you’ll find the library with a wall of bookshelves, and an office with so much natural light. Upstairs are three guest bedrooms, a bathroom with soaking tub, and the primary bedroom with a private balcony surrounded by mountain views. There is a ladder access to a secret third floor room from the hallway – a special retreat! With a detached garage with bonus room above, a whole house generator, high speed internet, and an ample garden plot ready for the spring, this home has the land, space and amenities for you to live, work and play in the Green Mountain State.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $798,000 | $798,000 | $798,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,014 | $1,014 | $1,014 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,594 | $5,044 | $6,734 |
Total Monthly Payment | $5,700 | $6,150 | $7,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.