Where do I begin to describe this lovely home in such a tranquil setting! Country style farmhouse built in the late 1800's, on approx. 9. 7 ac. partially wooded, with some open pasture. Gently sloping yard with magnolias, pink dogwood, yucca plants, silver leaf poplar, maples and more! Standing seam metal roof; 4 BR 2. 5 baths, with primary on the main level with bath-shower only. One additional BR on main level with full bath on hall. Two more BR upstairs with a half bath on the landing Open the front door and step back in time! On the right, just off the large foyer is the formal living room/parlor. This could become a home office or flex room. Just beyond the elegant staircase is the second main floor bedroom, currently used as a flex room, but easily converted to a bedroom by installing doors on the closet opening. Across the foyer and through the cased opening is a small hallway that leads to the primary suite to the left, a full bath and the formal dining room to the right. Continue through the dining room to the stunning kitchen with frosted arched window over the sink. Cabinet doors, drawer fronts, end panels and massive crown mould were manufactured by the homeowner from recycled American beech, with bullets and dowel holes left intact on purpose. Solid surface countertops; corner lazy Susan. Step down into the sunroom with Woodstock SoapStone Stove on brick floor! Enjoy the wildlife from the sunroom or the wrap around deck, which is large enough for the grill and outdoor dining! House is on septic tank; an additional septic serviced a MH previously (removed 20+ yrs ago). Inspection advised. Also a second well, not in use for many years and not connected to power. The workshop with electricity conveys; there is electricity and water to the long shed and lean-to along driveway. New 5-ton Trane HVAC in February 2024. This would be a great location for an AirBnB and/or event venue, as well as for family living on a mini farm! Plenty of room for horses!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $28 | $28 | $28 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,180 | $3,177 | $4,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.