Welcome to 21 Karl Street, a classic four-bedroom colonial that perfectly blends timeless charm with modern comfort. Nestled just moments from the Historic Litchfield Green, this home invites you to experience the best of Litchfield's vibrant community and serene New England beauty. Step onto the sun-filled enclosed porch, a perfect spot for your morning coffee. The spacious kitchen features granite countertops, a shiplap ceiling, and rich cherry cabinets. Adjacent is the formal dining room, designed for both intimate dinners and festive celebrations. Unwind in the cozy den or the living room adorned with built-in cabinets, each offering a warm and inviting atmosphere. Hardwood flooring throughout the home adds elegance and durability, while the walk-up attic provides ample storage solutions. Step outside to the large deck overlooking beautiful perennial gardens, ideal for outdoor entertaining or simply enjoying the tranquil surroundings and embrace the spring and summer months in your own garden paradise, bursting with color and life. Upstairs one can find the primary bedroom, your private sanctuary for rest and rejuvenation. Three additional guest bedrooms allow comfort and relaxation for all. Laundry facilities are located in the basement as well as a one-car garage, providing additional storage or keeping your vehicle sheltered year-round adding to the practicality of this charming home. Property is also for sale, see MLS 24030770
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 3 | Hardwood Floor | 11.0 x 11.0 | Upper |
Den | Hardwood Floor | 11.0 x 13.0 | Main |
Dining Room | Hardwood Floor | Main | |
Full Bath | Tub w/Shower,Vinyl Floor | Upper | |
Living Room | Built-Ins,Hardwood Floor | 12.0 x 24.0 | Main |
Primary BR Suite | Full Bath,Hardwood Floor | 11.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,720 | $2,720 | $2,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $18 | $23 |
Total Monthly Payment | $93 | $93 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.