Welcome to Schooner Cove, a premier waterfront community, on the scenic shores of Long Island Sound. This ground-floor townhouse, with direct marina views, has been beautifully updated to combined style with functionality. The open-concept kitchen showcases stainless steel appliances, granite countertops, and flows effortlessly into the dining area and spacious living room. The living area, with a cozy wood-burning fireplace, creates an inviting ambiance perfect for relaxing and entertaining. Glass sliders open to your private patio-a perfect retreat to enjoy morning coffee or unwind by the water. The main level boasts a generous primary suite with a walk-in closet and private ensuite bath, along with a convenient half bath and laundry room. Upstairs, the second floor offers an additional bedroom with its own ensuite bath, providing comfortable and private guests suite. Boating enthusiasts will appreciate the private 22' boat slip included with the unit, providing direct access to the long Island Sound. Residents of Schooner Cove enjoy an impressive array of amenities, including immaculate grounds, swimming pool, and clubhouse. With heat, hot water, and snow removal covered by the association, you'll enjoy a hassle-free waterfront living experience. Located on Shippan Point, you'll be short walk from public beaches, sporting fields, and beautiful parks. Embrace the best of waterfront living at Schooner Cove!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
Dining Room | Fireplace,Engineered Wood Floor | Main |
Living Room | Dining Area,Fireplace,Patio/Terrace,Sliders,Engineered Wood Floor | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $3,864 | $3,861 | $4,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.