Rare opportunity in sought after Ridgeway! This FREE STANDING spacious and updated three bedroom home has it all! Enjoy formal spaces as well as cozy everyday rooms designed for easy living. A modern open kitchen/ family room includes a kitchen island with built in television. The updated all white kitchen offers a SubZero refrigerator, a Thermador stainless range, a Miele Dishwasher, a wood burning fireplace and a lovely dining area with views of the property and access to the deck and flat private yard offering seamless indoor/outdoor living. A welcoming entry hall showcases a beautiful staircase, a formal dining room and a spacious living room with cathedral ceilings and large windows displaying views of the private property all tastefully designed for elegant entertaining. A formal powder room, laundry room and an attached spacious 2 car garage complete the first level. On the second level there is a loft area currently used as a work from home space that overlooks the first floor. The primary suite is oversized and luxurious and includes tall tray ceilings, a large seating area, two generous walk in closets and a large, modern and exquisite all white primary bathroom with double vanities and marble countertops, marble floor, a freestanding tub and a separate shower. Two additional bedrooms both with large closets and an updated full bath complete the second level. The lower level offers 600 square feet of finished recreation or office space and additional generous storage areas. The homeowners association covers exterior maintenance of the siding and roof, lawn maintenance and snow removal. The roof was replaced in 2020. Enjoy a quiet location, one of the very few FREESTANDING homes on a sought after setting in Ridgeway and an ideal lifestyle within very close proximity to the heart of White Plains filled with amenities including the residents-only outdoor pool and tennis courts, pickle ball courts and playground in this sought-after community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,517 | $1,517 | $1,517 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,446 | $5,984 | $8,030 |
Total Monthly Payment | $7,088 | $7,626 | $9,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.