Welcome to 29 Gale Lane, a meticulously maintained 3-bedroom, 2-bath home in the highly desirable Plantation Bay community of Ormond Beach. This stunning residence boasts recent upgrades throughout, including a new roof in 2022, luxury vinyl flooring installed in 2023, and new smoke detectors for added safety. Step into an inviting layout with separate living, dining, and family rooms, ideal for both entertaining and relaxed family gatherings. The kitchen and both bathrooms feature elegant granite countertops, while all kitchen appliances were updated in 2020. Ceiling fans throughout the house. The spacious family room includes a cozy gas fireplace (propane tank is leased), and a 60-inch wall mounted TV that will stay with the home. Sliding glass doors in the master bedroom lead to a large screened lanai, perfect for enjoying Florida’s year-round sunshine. The lanai includes a 20-amp dedicated circuit, ready for an easy hot tub hookup, and new screens will be installed shortly. Master bathroom features a large soaking tub, dual vanities and a large walk-in shower. Additional highlights include an HVAC system replaced in 2010, water heater replaced in 2018, and a two-car garage with pull-down attic storage. Set on a generous 0. 33-acre lot, this property also comes with hurricane shutters for added peace of mind. Come enjoy the Plantation Bay Lifestyle! 45 holes of golf, tennis & pickleball, 2 pools, cabana, spa/fitness center and our NEW Clubhouse! Buyers of this home will receive a substantial discount on the initiation fees, when they join within 30 days of closing! Don’t miss the chance to own this beautiful home in Plantation Bay—schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,286 | $2,950 |
Total Monthly Payment | $2,662 | $2,659 | $3,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.