|
Presented by
Linda O'Hara - Linda's Team |
912 Ridgewood Road, Middletown, CT, 06457 | $300,000
Breathtaking sunrises & impeccable views await you from the back deck of this beautifully maintained brick ranch! This home has been tastefully updated, featuring newer Anderson windows, a brand-new roof (2023), a new well pump and tank (2022), and Alexa-enabled mini-splits for heating/cooling. The remodeled kitchen is equipped with maple cabinets, stainless steel appliances, and a chef's five-burner gas stove! The dining room flows into the spacious living room, showcasing a large picture window that brings in stunning views year-round. A wood stove in the living room, complemented by a ceiling ventilation system, efficiently heats the entire house through the winter. Alongside solar panels, this well-insulated home not only offers significant energy savings but can even generate income from excess solar production! All 3 bedrooms are situated on the other side of the home, with hardwood floors throughout, ceiling fans, and individual heating zones. The primary bedroom includes a private half-bath, and the full bath has been recently remodeled. The finished basement includes a walk-out to the fenced-in backyard, an additional fireplace, ample storage closets, and a separate laundry room. There's so much to love about this home-you truly have to see it to appreciate all the details! Multiple offers received. Looking for all highest and best offers by Sunday November 3, 2024 5: 00 PM!!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1958
- Garage: 1-car Under House Garage
- Heating: Baseboard,Hot Water,Wall Unit
- Cooling: Ceiling Fans,Split System
- Basement: Full,Storage,Fully Finished,Garage Access,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,416
- Below Grade Approx. Sq. Feet: 440
- Acreage: 0.46
- Est. Taxes: $7,190
- Lot Desc: City Views,Lightly Wooded,Professionally Landscaped,Rolling
- Elem. School: Per Board of Ed
- High School: Middletown
- Appliances: Gas Cooktop,Refrigerator,Dishwasher
- MLS#: 24056465
- Days on Market: 3 days
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/raveis/24056465/912ridgewoodroad_middletown_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Engineered Wood Floor | Main |
| Kitchen | Remodeled,Engineered Wood Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Half Bath,Hardwood Floor | Main |
| Rec/Play Room | Fireplace,Tile Floor | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Linda O'Hara - Linda's TeamLuxury Properties Specialist
860.209.7044
Linda.OHara@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12303
203.913.1633
Jorge.Rivera@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
912 Ridgewood Road, Middletown, CT, 06457
$300,000
Linda O'Hara - Linda's Team
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.209.7044
Linda.OHara@Raveis.com
Jorge L Rivera
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,024 |
| Total Monthly Payment | $2,271 | $2,269 | $2,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524