Welcome to this bright and spacious 1-bedroom, 1-bathroom unit in the highly desirable Five Towns of St. Pete! Featuring a generous floor plan with beautiful luxury vinyl flooring throughout, this unit is the perfect blend of comfort and style. Some photos are virtually staged to help you imagine how you can make it your own, as the unit is being sold unfurnished. Enjoy your mornings in the tucked-away Florida room, overlooking lush greenery—a serene spot to start your day with a cup of coffee. The Five Towns community offers an abundance of amenities to enrich your maintenance-free, pet-friendly lifestyle, including six pools (4 heated during colder months), numerous ponds with sidewalks, two clubhouses, athletic courts for pickleball, tennis, bocce ball, shuffleboard, and numerous activities tailored for an active 55+ community. Take advantage of outdoor kitchens, picnic areas, fitness centers, libraries, and even card and billiards rooms. With Publix just steps away, plus proximity to Gulf beaches, VA Bay Pines Hospital, the Pinellas Trail, Seminole Outdoor Mall, and popular dining spots, convenience is at your doorstep. This exceptional opportunity won’t last long—schedule a showing today and envision life in this vibrant, friendly community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$128,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,120 | $103,120 | $103,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $712 | $685 | $870 |
Total Monthly Payment | $945 | $918 | $1,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.