Welcome to this elegant 3-bedroom, 2. 5-bath home in the highly desirable Englelake community of South Lakeland. Beautifully updated and boasting lake frontage, this home offers picturesque views and a serene setting. The 24’x22’ covered lanai overlooks the lake and is sure to become your favorite spot for outdoor living, complete with tile flooring, built-in storage cabinets, counters, skylights, and multiple ceiling fans for comfort. The home's interior features formal living areas, including a spacious dining room and a cozy living room, plus a great room with a warm, inviting fireplace and charming beamed ceilings. The tastefully updated kitchen includes new stainless steel appliances—range, dishwasher, and microwave—as well as elegant granite countertops, making meal prep a delight. The oversized master suite is a true retreat with two walk-in closets, double wood vanities with granite countertops, a separate walk-in shower, and a soaking tub. The 2nd and 3rd bedrooms are connected by a convenient Jack-and-Jill bath. Additionally, there’s a large laundry room with an adjoining half bath. Designed for durability and style, the home features waterproof flooring throughout, double-paned windows, and has been replumbed for your peace of mind. The outdoor living area is complete with a brick paver deck and firepit, perfect for gatherings. The 2-car garage provides ample storage and parking. Located close to schools, shopping, and more, this property combines elegance, comfort, and convenience in one fantastic package. Don’t miss the opportunity to call this beautiful home yours!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,817 | $2,711 | $3,440 |
Total Monthly Payment | $3,313 | $3,207 | $3,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.