This AFFORDABLE and UPDATED 2 bedroom/ 1 bathroom/ 1 car garage home in desirable PINEBROOK ESTATES is MOVE-IN READY. NOTE: This home had NO DAMAGE & NO FLOODING during the hurricanes and it never lost power. This community is NON-FLOOD and Evacuation D. Don't be fooled by the square footage - this home looks and feels so much bigger with the VAULTED CEILINGS & OPEN FLOOR PLAN. As you open the front door, you will be greeted by a SPACIOUS Living Room/Dining Room combo accented by gorgeous ceramic tile and vaulted ceilings. The Dining room opens to the UPDATED KITCHEN with GRANITE COUNTERTOPS and loads of cabinets. The 1 car garage has been converted to an awesome BONUS ROOM (not included in the square footage) that makes a great playroom, home office, or work out room leaving 1/3 of the garage for storage (the garage door is still intact and can be easily converted back with the simple removal of drywall and 2x4's). Off of the Dining Room is a spacious screened in patio that is perfect for relaxing and can serve as an extension of your living space. You will love the backyard area accented with brick pavers and a very tasteful and newer above ground pool. This outdoor space is perfect for entertaining and barbeques. For peace of mind, the A/C is new (2023), hot water heater replaced (2016), New Electric panel (2020), New IMPACT windows (2020), New pool pump (2023), New range (2023), New refrigerator (2021). The roof is 2007 but the seller will put on a new roof prior to closing. Wow! All the "Big Ticket" items are done so you can just relax and not worry about doing any updates! The neighborhood is conveniently located and is minutes from Bardmoor Plaza with shopping and dining choices; 10-15 minutes from the Gulf Beaches; a short commute to St Petersburg and Clearwater; and easy access to I275 with a 20 minute commute to Tampa Airport. Walk or bike ride to Pinebrook Park and enjoy the playground, picnic tables, basketball courts, tennis courts, racquetball courts, and a dog park. Hurry! This one will go fast! You will not be disappointed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,332 |
Total Monthly Payment | $2,086 | $2,084 | $2,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.