Charming Corner Lot Home in Valrico!
Nestled in the heart of Valrico, this stunning 4-bedroom, 3-bathroom home offers the perfect blend of comfort and convenience in a highly sought-after school district. Located in a well-established neighborhood, this home boasts a spacious corner lot with a fully fenced backyard, providing ample space for outdoor activities and privacy.
Step inside to discover a thoughtfully designed layout featuring tile floors throughout the main living areas. There are newer ceiling fans with remotes in each bedroom, the living room, and the bonus room upstairs, all just over a year old. The primary suite is a true retreat, complete with a walk-in closet, an ensuite bathroom with double sinks, standing shower, a private toilet room, and a luxurious garden tub. The 4th bedroom includes a full ensuite bathroom as well that leads to the outdoor patio.
Upstairs, you'll find a versatile bonus room/loft area with a closet, perfect for a home office, playroom, or additional living space. Recent updates include a brand-new roof (2023) and fresh carpeting on the stairs and in the bonus room (also 2023), and fresh paint through the interior of the home. The AC compressor and handler appear to be from 2019 (buyer to verify at inspection).
The modern kitchen is equipped with appliances that are just over a year old, making meal prep a delight. Enjoy outdoor living on the covered patio, ideal for relaxing or entertaining guests. The home also features a 2-car garage and a full laundry room off of the kitchen for added convenience.
Don't miss this opportunity to own a beautiful home in a prime location. Schedule your showing today and experience the best of Valrico living!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,920 | $355,920 | $355,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,458 | $2,366 | $3,002 |
Total Monthly Payment | $2,780 | $2,688 | $3,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.