Welcome to 3946 Cloverdale Court, a stunning residence in the heart of Middleburg, FL! Ideally situated just a stone's throw from Oakleaf Town Center, this home places you near a variety of restaurants, shopping, and entertainment venues, as well as essential medical facilities. Outdoor enthusiasts will appreciate the proximity to Eagle Landing Golf Club, and commuters will benefit from the quick access to major expressways, making this location ideal for any lifestyle. As you arrive, you'll be greeted by a paver driveway, a two-car garage, and mature landscaping that leads to the welcoming front entrance. This thoughtfully designed home continues inside, equipped with a tankless gas hot water heater, a water softener system, stunning wood-look tile flooring, and an open floor plan. The spacious kitchen features quartz countertops, ample cabinet space, a walk-in pantry, gas stove, and a kitchen island that flows seamlessly into the living and dining areas. The primary suite offers a large walk-in closet and a luxurious ensuite bathroom with a double sink vanity and a generously sized tiled shower. The two additional bedrooms, each featuring plush carpeting, share a Jack and Jill bathroom, providing privacy and convenience. An office with French doors, which also includes a closet, can easily be used as fourth bedroom or serve as a quiet workspace. Additionally, a flexible in-law suite or bonus room, can be used as a fifth bedroom and gives you even more options to customize the home to fit your lifestyle. Outdoor living is equally impressive, with a dual sliding glass door leading to the screened lanai, complete with an outdoor TV. The fully fenced backyard, with black iron fencing, overlooks the tranquil ponda perfect backdrop for gatherings or quiet evenings at home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,342 | $2,340 | $3,018 |
Total Monthly Payment | $2,792 | $2,790 | $3,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.