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189 Tracy Avenue, Waterbury (Hopeville), CT, 06706 | $309,900
Hopeville-Very nice 1, 841 SF, 4 bedroom, 2 bath Farmhouse style Colonial situated on a nice large level lot. Home is a single family home on town records but was set up for family as a two-unit dwelling with separate access to the second floor with additional kitchen, full bath, living room and 2 bedrooms. First floor features include an eat-in kitchen with Oak Raised Panel Cabinets, formal living room with French doors to den/home office, primary bedroom which was formally used as a formal dining room, rear second bedroom, full bath with tub & shower, laundry closet and basement access. There are front and rear covered porches with interior access to the second floor. The large yard also features a large detached garage/barn and paved driveway with plenty of off street parking as well. Newer roof, gutters, boiler, electrical service and oil tank. Great home for a large family, inlaws or income! Just a few minutes to I84 and RT 8, shopping & dining. Home is in good condition overall but will not qualify for FHA/VA financing in it's present condition. Home is being sold in AS-IS condition.
Features
- Town: Waterbury
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Laundry: Lower Level,Main Level
- Style: Colonial
- Year Built: 1908
- Garage: 2-car Barn,Detached Garage,Paved,Off Street Parking,Driveway
- Heating: Hot Water
- Cooling: Ceiling Fans
- Basement: Full,Unfinished,Storage,Interior Access,Concrete Floor,Full With Hatchway
- Above Grade Approx. Sq. Feet: 1,841
- Acreage: 0.34
- Est. Taxes: $6,018
- Lot Desc: Treed,Level Lot,Open Lot
- Elem. School: Hopeville
- Middle School: West Side
- High School: John F. Kennedy
- Appliances: Oven/Range,Microwave,Refrigerator,Washer,Electric Dryer
- MLS#: 24056360
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/24056360/189tracyavenue_waterbury_ct?source=qrflyer
Listing courtesy of Alpine Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 9.3 x 11.6 | Main |
| Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 11.1 x 12.1 | Upper |
| Bedroom 3 | Softwood Floor | 9.2 x 11.4 | Upper |
| Den | Ceiling Fan,Hardwood Floor | 7.6 x 12.4 | Main |
| Eat-In Kitchen | Remodeled,Ceiling Fan,Tile Floor | 10.0 x 15.2 | Main |
| Eat-In Kitchen | Eating Space,Vinyl Floor | 9.8 x 11.4 | Upper |
| Full Bath | Full Bath,Tub w/Shower,Laundry Hookup,Tile Floor | 5.0 x 8.0 | Main |
| Full Bath | Stall Shower,Tile Floor | 3.6 x 7.3 | Upper |
| Living Room | French Doors,Softwood Floor | 12.0 x 13.0 | Main |
| Living Room | Softwood Floor | 12.0 x 15.0 | Upper |
| Primary Bedroom | Ceiling Fan,Softwood Floor | 11.1 x 15.2 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
189 Tracy Avenue, Waterbury (Hopeville), CT, 06706
$309,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,920 | $247,920 | $247,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $502 | $502 | $502 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,091 |
| Total Monthly Payment | $2,226 | $2,225 | $2,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524