One or more photo(s) has been virtually staged. Discover the potential of this waterfront gem located in the desirable Gulf Harbors Woodlands community. This 2-bedroom, 2-bathroom home offers an open concept floor plan, highlighted by a spacious Florida room and an inviting atrium that floods the space with natural light. The large primary suite promises comfort and relaxation, while the oversized 2-car garage provides ample storage for all your needs. While the home has been lovingly maintained, some hurricane-related repairs are needed. The drywall has been removed to air out the home, and the dock requires resetting of its pilings and a new deck. These considerations are reflected in the attractive price adjustment, offering you the perfect opportunity to restore this property to its former glory. With direct Gulf access, this home is a boater's paradise. Enjoy fresh avocados from your own tree and make the most of community amenities, including a private boat ramp and an optional membership to the exclusive Gulf Harbors Private Beach. Situated conveniently near shopping centers and transportation options, this home is also just a short golf cart ride from the charming Downtown New Port Richey, easily accessible via scenic back roads. Don't miss your chance to seize this exceptional waterfront deal and create your dream coastal retreat! *** This property may qualify for Seller Financing (Vendee). Call today for a private showing!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,091 |
Total Monthly Payment | $1,743 | $1,742 | $2,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.