9381 St Paul DRIVE, Port Charlotte, FL, 33981 | $749,900

Your Waterfront Oasis Awaits in South Gulf Cove!
Escape to this stunning 3-bedroom, 2-bathroom waterfront home built in 2014. Located in the desirable South Gulf Cove community, this property offers the perfect blend of modern comfort and Florida charm. Enjoy peace of mind knowing this home has withstood recent hurricanes with no damage and a brand new roof was installed in March 2023.

Step inside and be greeted by an open-concept living area with tile flooring, a granite kitchen featuring stainless steel appliances, and captivating canal views. Sliding doors lead to the expansive paver lanai, where you'll find a summer kitchen perfect for entertaining. The heated saltwater pool and spa, complete with a protective cage and outdoor shower, provide a private oasis for relaxation and fun.

Boaters will delight in the private dock with a 10, 000 lb. covered lift and quick access to the Gulf of Mexico. The dock includes water, electricity. Explore the extensive canal system, enjoy world-class fishing, or simply soak in the breathtaking sunsets from your own backyard.

This home offers a split floor plan for optimal privacy. The master suite boasts French doors opening to the thermo spa hot tub and a master bath with dual sinks and a walk-in shower. Spacious guest bedrooms feature walk-in closets and upgraded ceiling fans. A guest bathroom accessible from the pool deck adds convenience for you and your guests.

Recent upgrades ensure worry-free living and include a new HVAC system (late 2023), pool pump (spring 2024), pool salt generation system (spring 2024), refrigerator (fall 2023), and boat lift canopy (spring 2023).

South Gulf Cove offers a vibrant community with a voluntary HOA that organizes social events and promotes community improvement. Enjoy dog-friendly parks, wide sidewalks, and the South Gulf Cove Park with its boat ramp, fishing pier, playground, and picnic areas.

Don't miss this opportunity to embrace the Florida lifestyle! Schedule your private showing today.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2014
  • Garage: 2-car Covered, Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,603
  • Acreage: 0.23
  • Est. Taxes: $9,328
  • HOA Fee: $120 Annually
  • Lot Desc: Cleared, Flood Insurance Required, FloodZone
  • View: Pool, Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: D6138652
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/D6138652/9381stpauldrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/1/2024 8:17:07 AM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9381 St Paul DRIVE, Port Charlotte, FL, 33981

$749,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,920 $599,920 $599,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $777 $777 $777
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,144 $3,987 $5,059
Total Monthly Payment $5,013 $4,856 $5,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.