73 Smith Crossing Road, Wappingers Falls (Wappinger), NY, 12590 | $574,922
Welcome to 73 Smith Crossing! This beautifully maintained move-in ready home truly has it all. Set on a parklike 1. 45-acre lot, the open-concept main level is bright with natural light from large windows, featuring a living room with vaulted ceilings and a cozy wood stove. The living space flows seamlessly into the open dining area and kitchen, which boasts lots of counter space. Step outside to the large screened-in porch, perfect for curling up with a blanket and a book, while overlooking the park-like backyard and two-tiered deck ideal for entertaining. The primary bedroom includes a beautiful four-season sunroom, offering the perfect retreat to escape and enjoy your coffee while staying cozy during the winter months. The lower level features a family room, playroom, laundry, full bath, home office with separate entrance and garage. Outside, set back into the 1. 45-acre property is a 40X36 garage that has many possibilities it's a dream for car enthusiasts, landscapers, carpenters, craftspeople, and more. At the rear of the property, you'll find your own access to the scenic Dutchess County Rail Trail, offering the opportunity to enjoy nature and hike or bike from your own backyard to Poughkeepsie, Hopewell Junction, and beyond. Located just minutes from the Village of Wappingers and the Hamlet of Hopewell Junction, you'll have easy access to shopping, restaurants, and major roadways. The home is just 8 miles from the train station, making commuting a breeze. A home like this won't last long and can be yours just in time for the holiday season. Schedule your showing today!
Features
- Town: Wappingers Falls
- Rooms: 12
- Bedrooms: 3
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 1987
- Garage: 1-car Attached
- Heating: Oil, Hot Water
- Cooling: Central Air
- Basement: Full, Partially Finished, Walk-Out Access
- Approx Sq. Feet: 2,055
- Acreage: 1.45
- Est. Taxes: $8,915
- Lot Desc: Borders State Land, Part Wooded, Private
- View: Panoramic
- Elem. School: Kinry Road Elementary School,Vassar Road Elementary School
- Middle School: Wappingers Junior High School
- High School: Roy C Ketcham Senior High Sch
- School District: Wappingers
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Water Purifier Owned
- MLS#: H6327343
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/H6327343/73smithcrossingroad_wappingersfalls_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
73 Smith Crossing Road, Wappingers Falls (Wappinger), NY, 12590
$574,922
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,938 | $459,938 | $459,938 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $743 | $743 | $743 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
| Total Monthly Payment | $3,895 | $3,892 | $4,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535