Are you looking for the nicest home in the desirable Palm Grove neighborhood? In Palm Grove, you will see neighbors working in the yard, children playing, people walking their dogs, people riding bikes, and there in the middle of it all, is this home! Sitting on a lovely, manicured lot, this well-maintained, brick home features three spacious bedrooms (one with a barn-door closet door), two beautiful bathrooms, luxury vinyl plank flooring throughout the home, plantation shutters, wainscoting throughout the living areas and bedrooms, newer windows and doors, an updated kitchen, a large, screened pool patio with a newer lanai/roof, a sparkling blue pool, a PVC privacy fence around the entire backyard (which is plenty large for children and pets), and a large two-car garage. It does not get any better than this immaculate home that is perfect for a growing family. The kitchen has been updated with granite, nice cabinets, and stainless appliances. The roof is newer, as well as the windows and doors which are impact resistant and ready to offer protection. This home did not have any flooding in Hurricanes Helene or Milton! All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,100 | $2,665 |
Total Monthly Payment | $2,558 | $2,475 | $3,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.