This gem of a home will surprise you! With a welcoming feel, the home has received great care for years and is now ready for the next owner. Landscaped and decorated to feel like you stepped into a cottage in the Mediterranean - you will find small spots to relax and savor the peace and quiet. The rocked front yard allows for additional parking and low maintenance (no mowing) and the front porch is surrounded by plants with a picket vinyl fence that can be enjoyed all times of the day as it's covered and does not receive direct sun. The living space is decorated in rich colors and thoughtful treatments with wood-look laminate and ceramic tile flooring for ease of care and cleanliness. The current owner has made use of every space in the kitchen including the pantry cabinet and dining table area which creates a cozy family spot. There is refrigerator in the garage that runs great and will remain with the home. The Florida Room off the kitchen/dining, that the current owners use as a family room with a reach through window from the kitchen. (There is a window A/C behind a painting that is not used much. The large entertainment center cabinet can remain with the home, too. ) Probably the best location on this property is the backyard -- it's paradise! There's a fully fenced and private yard, with rock and stepping stone walking paths, a water fountain, garden spots, several table and chair patio areas for dining and entertaining, a large storage shed in the center which could be an artists studio, workshop or garden shed, and lush and healthy avocado and mango trees. The concrete table and benches, water fountain, and porch swing remain with the house and other furnishings are negotiable. This home was loved by its current owners and the next owners will fall in love also.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,196 | $1,543 |
Total Monthly Payment | $1,305 | $1,303 | $1,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.